Senior Scams to Know and Avoid

Far too many older adults fall prey to scammers who are looking to make a quick buck. Here are 22 tips that can help you steer clear of scams and swindles and to stay safe.

Health insurance fraud

1. Never sign blank insurance claim forms.
2. Never give blanket permission to a medical provider to bill for services rendered.
3. Ask your medical providers what they will charge and what you will be expected to pay out-of-pocket.
4. Carefully review your insurer’s explanation of the benefits statement. Call your insurer and provider if you have questions.
5. Do not do business with door-to-door or telephone salespeople who tell you that services of medical equipment are free.
6. Give your insurance/Medicare identification only to those who have provided you with medical services.
7. Keep accurate records of all health care appointments.
8. Know if your physician ordered equipment for you.

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